सीखें : टर्म, इन्श्योरेन्स, इन्वेस्टमेंट

टर्म इंश्योरेंस

Select Criteria

Base Plan Filling Your Selective Form

  • Coverage Till : 65 Year (No Need After That)
  • Smoke or Tobacco : No
  • Life Cover : 1 Cr
  • Annual Income : 9 Lakh (Salaried)
  • Payment Option : Regular Pay (Long Term & Consider SIP of Remaining Amount)

Upgrade Your Plan

  • Return of Premium : No
  • Increasing % Life Cover : No
  • Benefit Payout to Nominee : Yes, Lumpsum (All at Once)

Add on Rider

  • Accidental Death
    • Accidental Death Benefit : No, Already Calculated on Base Plan
    • Accidental Rider : No, 
  • Accidental Disability (Total, Partial, Permanent, Temporary)
    • Accidental Disability : No 
  • Critical Illness ( Accelerated : Included / Comprehensive : Extra )
    • Critical Illness Benefit : Yes, See Cover Duration & Terms
    • Cancer Care Benefit : Yes, See Cover Duration & Terms
    • Weiver of Premium Critical Illness : Optional, See Cover Duration & Terms
  • Hospital Care : No

inflation Calculator

  • According to inflation chart india 1990 to 2025 = 35 Year
  • in 2050 Cost will be inflation 6X

Preffered Companies

Bajaj Allianz Life E-Touch II

  • If Coverage Till 71 Age : Premium Returned Excluding GST
    • Early exit benefit – Get your premium back for free :
      • during 60-64 years of age. All premiums paid(excluding GST) shall be returned & the policy will get terminated.
      • only if you are below 50 years of age currently and the policy term is 35 years/above and cover till age is 70 years/above.
      • *This benefit is not available if Return of Premium (ROP) is selected
      • Terminal Illness : 100% of life cover will be paid out immediately
  • Tax Benefits
    • All Premiums paid upto 1.5 Lac a year Under 80C
  • Zero Commission

TATA AIA Sampurn Raksha Promise 

  • Terminal illness : 50% Immedietely + 50 % After Death
  • Complex Terms & Condition

Child Invesment